Payment methods

To be able to play at real money online casinos, you must first deposit money into your casino account. Paying securely at an online casino requires a payment method in NZ that can facilitate the process.

The good news is that there is no shortage of services, all offering secure, easy-to-use features. Choosing an acceptable payment method for your needs will be easy and fast.

The most popular online casinos use the latest SSL security technology. It prevents fraud and ensures that users’ financial information is 100% safe.

Many popular internet banking options are accepted by NZ online casinos, including credit cards, PayPal or other e-wallets.

casino online payments gudie for NZ

However, bank transfers are also popular, although they take longer and are less convenient. There are many banking methods, so learning about their features is essential.

This guide will list the most popular and secure online payment methods.

Casinos with the safest payment methods in NZ

  • Hell Spin Casino
    NZ$ 5200
    + 150 free spins
    Games: 4000+
    Secret Bonus
    Accepts Crypto
    Wagering requirements 40x ⌇ Minimum deposit: NZD10 ⌇ 18+ ⌇ T’s & C’s apply
  • 1
    Hell Spin casino
    Hell Spin Casino
    NZ$ 5200
    + 150 free spins
    Wagering requirements 40x ⌇ Minimum deposit: NZD10 ⌇ 18+ ⌇ T’s & C’s Apply
  • Playojo
    50 free spins
    no wager
    Games: 5000+
    50 free spins no wager on Book of Dead
    No withdrawal nor maximum win limit
    Wagering requirements 0x ⌇ Minimum deposit: NZD10 ⌇ 18+ ⌇ T’s & C’s apply
  • 2
    Playojo Casino logo
    50 free spins
    no wager
    Wagering requirements 0x ⌇ Minimum deposit: NZD10 ⌇ 18+ ⌇ T’s & C’s Apply
  • Leo Vegas casino
    NZ$ 2000
    + 200 free spins
    Games: 3000+
    Wide range of live casino games
    Fantastic welcome offer
    Wagering requirements 35x ⌇ Minimum deposit: NZD10 ⌇ 18+ ⌇ T’s & C’s apply
  • 3
    leo vegas logo
    Leo Vegas casino
    NZ$ 2000
    + 200 free spins
    Wagering requirements 35x ⌇ Minimum deposit: NZD10 ⌇ 18+ ⌇ T’s & C’s Apply
  • Woo Casino
    + 200 free spins
    Games: 2000+
    Rewarding tournaments and promos
    Accept crypto payments
    Wagering requirements 40x ⌇ Minimum deposit: NZD10 ⌇ 18+ T’s & C’s apply
  • 4
    casino logo
    Woo Casino
    + 200 free spins
    Wagering requirements 40x ⌇ Minimum deposit: NZD10 ⌇ 18+ T’s & C’s Apply
  • Playzee Casino
    NZ$ 1500
    + 150 free spins
    Games: 1000+
    24/7 support for NZ
    Zee Club Loyalty Program
    Wagering requirements 35x ⌇ Minimum deposit: NZD10 ⌇ 18+ ⌇ T’s & C’s apply
  • 5
    playzee casino logo
    Playzee Casino
    NZ$ 1500
    + 150 free spins
    Wagering requirements 35x ⌇ Minimum deposit: NZD10 ⌇ 18+ ⌇ T’s & C’s Apply
  • Casumo
    NZ$ 1200
    + 55 free spins
    Games: 3872+
    No deposit free spins
    Sports betting & Live casino
    Wagering requirements 30x ⌇ Minimum deposit: NZD20 ⌇ 18+ ⌇ T’s & C’s apply
  • 6
    casumo casino logo
    NZ$ 1200
    + 55 free spins
    Wagering requirements 30x ⌇ Minimum deposit: NZD20 ⌇ 18+ ⌇ T’s & C’s Apply
  • Hello Casino
    NZ$ 100
    + 25 free spins
    Games: 2000+
    VIP loyalty rewards program
    Sensational Sundays promo
    Wagering requirements 35x ⌇ Minimum deposit: NZD10 ⌇ 18+ ⌇ T & C’s apply T’s & C’s apply
  • 7
    casino logo
    Hello Casino
    NZ$ 100
    + 25 free spins
    Wagering requirements 35x ⌇ Minimum deposit: NZD10 ⌇ 18+ ⌇ T & C’s apply T’s & C’s Apply
  • Royal Panda
    NZ$ 1000
    +150 free spins
    Games: 3000+
    5% Top Up Bonus on every deposit
    Wagering requirements 35x ⌇ Minimum deposit: NZD10 ⌇ 18+ ⌇ T’s & C’s apply
  • 8
    Royal Panda
    NZ$ 1000
    +150 free spins
    Wagering requirements 35x ⌇ Minimum deposit: NZD10 ⌇ 18+ ⌇ T’s & C’s Apply
  • Skol casino
    + 250 free spins
    Games: 2500+
    Fantastic live casino games library
    Unique Skol Casino branded games
    Wagering requirements 40x ⌇ Minimum deposit: NZD10 ⌇ 18+ ⌇ T’s & C’s apply
  • 9
    online casino logo
    Skol casino
    + 250 free spins
    Wagering requirements 40x ⌇ Minimum deposit: NZD10 ⌇ 18+ ⌇ T’s & C’s Apply
  • Dunder
    NZ$ 50
    50 free spins
    Games: 2760+
    Wide range of games
    Fast withdrawal options
    Wagering requirements 30x ⌇ Minimum deposit: $20 ⌇ 18+ ⌇ T’s & C’s apply
  • 10
    Dunder logo
    NZ$ 50
    50 free spins
    Wagering requirements 30x ⌇ Minimum deposit: $20 ⌇ 18+ ⌇ T’s & C’s Apply

Online casino payment methods introduction

When online casinos started early, banking institutions weren’t interested in introducing gambling services. The bank has been unwilling to allow New Zealand players to withdraw cash if concluded transaction serves the gambling sector’s purpose.

Unfortunately, it still exists today across the globe. Gamblers are now seeking more efficient ways to make online gaming deposits. At the same time, gambling sites have responded by offering players multiple ways to deposit online.

All online casino internet banking NZ methods

There is a large selection of online payments at casinos in New Zealand. Some of these methods are much more available and more secure than others.

A few options stand out above when analyzing all these banking methods.

Credit cards and online wallets stand out among them.

Here are a few of the most popular Internet banking services that you may find helpful while playing at an online casino in NZ.

Learn more about the most popular payments here.

Here is the list of all online casino internet banking for NZ:

  • POLi: A popular payment method in New Zealand and Australia, POLi allows you to make secure online payments directly from your bank account.
  • Bank Transfers: Many online casinos accept standard bank transfers for both deposits and withdrawals. This method involves transferring funds directly from your bank to your casino account.
  • UseMyFunds: UseMyFunds is an online payment solution that connects your bank account to online casinos for secure transactions.
  • Skrill: While Skrill is an e-wallet, it often allows you to fund your Skrill account via online banking, and then you can use the e-wallet for casino deposits.
  • Neteller: Similar to Skrill, Neteller is an e-wallet that can be funded through various methods, including bank transfers.
  • PayPal: Some online casinos in New Zealand accept PayPal, which you can link to your bank account for easy transactions.
  • Credit Unions: Certain credit unions in New Zealand offer Internet payment services that can be used for casino payments.
  • Mobile Banking Apps: Many New Zealand banks offer mobile apps that can be used for online payments, and some casinos may accept these as a deposit method.
  • Debit Cards: While not Internet payment, using your debit card for direct payments is another convenient option.

1. Debit and credit cards

Most people deposit using debit or credit cards.

Most New Zealand adults have at least two payment methods matching this description, which are safe to fund their gambling accounts.

You can safely enter all the details from your card during a deposit at an online casino.

Casino operators encrypt all information for security reasons.


visa logo

A Visa card allows you to make instant deposits to your casino accounts. It is among the safest payment methods. With the new one-time pin (OPT) system, only the account owner can complete the transaction as a code is sent via email or mobile phone for each payment. The withdrawal process is straightforward. Most casinos maintain a record of each account for security purposes. You may need your card details to withdraw funds from some casinos because they may remove the information due to security measures.

Visa Electron

visa electron logo

Almost all online casino clients carry a Visa Electron card to help them pay for their casino accounts. It works similarly to other Visa cards, though the card is more prevalent among younger users. The casino players using these deposit methods have to check that they have sufficient cash.

Master Card

master card logo

The most favoured payment method is a Master card since many people rely on it for other purposes such as shopping. Suppose you don’t have a Master credit card. In that case, you should still be able to get a debit version of this card, as they have the same features and security measures as credit cards. The withdrawal process is the same as for Visa. After the casino approves your withdrawal request, your money will arrive in 2 to 3 days in your bank account.

Maestro card

maestro logo

Though both are on the debit card network, MasterCard owns Maestro, which is used for quick and easy money transfers from the casino. The cards could be prepaid or debit cards, which are accepted at safe online casino sites in NZ.

2. E-wallets

Unsurprisingly, web wallets, also known as e-wallets, have gained enormous popularity for their speed and security. There is no limit to the casino’s ability to accept and process deposits and withdrawals, as they provide both instantly. Players who wish to withdraw their winnings quickly but still want the ability to use their accounts for other purposes will find it highly appealing.

Several web wallets provide physical cards, including Neteller, ecoPayz, Skrill, and Neosurf. So you will be able to use your account at points of sale when you are in person and also be able to manage your account using these web wallets.

Among the most significant reasons e-wallets are popular today are the security measures included. These include limits, funding methods, and complete histories. E-wallets will never use your personal information in any transactions.

The only information you need to use to send or receive money is your account ID or email address. Including a card, address, or any other sensitive information with the payment is unnecessary.

Most online wallets follow the same process for online payments. For instance, you must enter the account ID and deposit the amount at an online casino. Before your payment is approved, the process will take you to your secure web wallet login page. After logging in, you will see a payment request that requires approval before the funds can be removed from the web wallet account.


neteller logo

Neteller is famous for its excellent support, with millions of satisfied customers worldwide. Many people prefer this method for their deposits and withdrawal. Payments happen in minutes, but you must create an account to use for online NZ casinos. There’s a minimal fee. The funds are transferred immediately, and the payouts are speedy. The money system is used on some of the most popular online casino sites. You can use this service for payments without the need for bank transfers.


skrill logo

Skrill has been available in the gambling market for over a decade and is highly popular among fans worldwide, including in New Zealand. Moreover, there are no limits to the amount you can deposit and withdraw at any time if you win. If you use this e-wallet daily, remember that most online sites accept this feature. Several options are available for players who want fast, safe and trusted online casino payouts.


ecopayz payment

An excellent payment system Eco Payz is available through online casino deposits or online payment. The same is true when paying out. It is straightforward to use. Skrill is ideal for depositing, but you must create an account. Once you have done this, you are set on the track. For many gamblers, this is the safest and perfect payment method. Several people prefer banking over checking because it’s quicker.


paypal logo

PayPal can help casino players make money with no need to worry about the connection to the card. You can quickly transfer money from a casino’s debit or credit card account. Also, making withdrawals from the casino is very fast and straightforward.

3. Prepaid cards

All transactions using prepaid cards are fast and safe, attracting young people who want more direct and modern online casino deposits. Even though many casino users ignore prepaid card deposits after they are loyal to other payment methods, younger gamers might consider using more modern payment methods than traditional debit and credit cards, and prepaid checks are one. Typically prepaid cards are more and more used at casino sites.

Below we have listed all prepaid card methods available for New Zealand players.


paysafecard logo

Paysafecard is an easy-to-pay way to make money transactions online. Even though you may not understand how the deposit process works with prepaid cards, you will learn to use them quickly. Buying prepaid cards is easy on kiosks and stores. It comes with a 16-digit code that you type when depositing money at a casino. It is the payment system that allows you to pay. If you want a simple way to deposit, nothing else beats Paysafecard. It is not necessary to create any accounts for use in this form. Pay using one quick click.


ukash logo

Ukash uses virtual vouchers to make online payments that are secure and instant. Ukash dates back to 2005, making it one of the oldest e-voucher payment systems on the Internet. PaySafeCard bought Ukash in 2015, making it the world’s leading virtual voucher payment brand. Ukash has now become PaySafeCard. Ukash is listed as a payment option at your online casino, but it is PaySafeCard.

The systems operate similarly and rely on the same prepaid voucher. You can purchase prepaid vouchers anywhere that accepts Ukash. To use the system, you have to follow these steps:

  • 1. Purchase a voucher (online or in-store)
  • 2. Log in to your online casino
  • 3. Choose Ukash as your payment method
  • 4. Enter the voucher number, PIN, and amount
  • 5. Complete the payment.

You’ll see your funds in your casino account shortly after payment. Ukash has many advantages, including being anonymous, secure, and efficiently controlling your bankroll.


neosurf logo

Neosurf prepaid card or voucher is also an accepted deposit method at many online casino sites. Kiwis can top up their accounts within seconds and start to gamble for real money. It is originated in France and released in 2015, and for a short time, it has become accepted worldwide in 100+ countries.


poli internet banking logo

The POLI system is a simple online wallet explicitly developed for Australia and New Zealand. Among Kiwis, it is one of the most popular ways to pay online. This popular e-wallet program was founded in 2006 in Melbourne, Australia. In New Zealand, most Kiwis who play real money games use POLi for payments. It is because of several benefits. One thing users won’t need is a credit card. This system doesn’t even require users to register.

The POLi service is extremely straightforward. 

How it works:

  • Kiwis can connect their existing online bank accounts to their POLi app by simply downloading it. 
  • After logging in with your online banking credentials, POLI can be accessed on your desktop PC or mobile phone. 
  • You can transfer funds to your casino online account by choosing POLi as your payment method.

 Although you are not required to pay for the POLI service, you must pay an online banking fee.

4. Pay by phone

We all know that many customers prefer playing with a smartphone or tablet at mobile casinos. Payment by phone usually involves paying through your phone provider for the deposit and adding the amount to your billing. This payment method eliminates the hassle of depositing the money manually since recurring billing is already configured for payments. Many gamblers pay through phone bill casinos because it offers the fastest way to make quick cashouts. You can use either bank or debit cards. You may choose this method whenever you need it. The most common pay-by-phone methods are available at New Zealand casinos, and they include: 

Apple Pay

apple pay logo

Kiwis can use Apple Pay’s popular digital wallet to gamble online. Apple’s Digital Bank accounts are available to Apple customers, so you should use the method if you own an iPad.

Google Pay

google pay logo

Google has an Android tablet that users can use. They operate similarly and allow users to make payments by completing a simple click. These are security features and are accepted by the most reliable gaming sites. If you think bank charges are too much, choose one option depending on the device and location.


payforit logo

Payforit is an alternative provider for payments that are available for specific networks. The money you spend at a casino can be charged to the monthly bill or reflected in the price on the account if you have no money available.


Boku logo

Boku casinos have rolled out the new Boku casino deposit method with e-commerce players transferring money via smartphones to e-commerce websites. Mobile Payment is an easy-to-use mobile application.

5. Cryptocurrencies

There are increasing numbers of gambling sites accepting cryptocurrency for payment methods. It will likely last a few years before all casinos accept this payment method. You should be aware that cryptocurrency is volatile. The markets are likely working for you and against you, adding another level of risk. Bitcoin cryptocurrency has been a popular coin in cryptocurrency casinos. Still, you can confidently expect many more in the coming months, including Ethereum Litecoins, Ethereum Dog coins, and Ethereum Dash.


bitcoin logo

Bitcoins are one of the most popular digital currencies. A high number of online casinos accept Bitcoin payments. Making payments with Bitcoin is easy and takes only a few minutes. However, getting Bitcoin can be a bit of a challenge.

Bank wire transfers for gambling

If all others fail with prepaid or debit cards, you can pay using the bank wire. You enter the Sort Codes and account numbers to deposit on gambling websites. Unlike the other plan B plans, most people avoid such an option due to the time involved with withdrawing, which is exceptionally long.

Bank wire transfer

wire transfer logo

A wire transfer from banks is usually used only for deposits into casino accounts. Nevertheless, suppose you are not in a hurry to get your winnings. In that case, you’d probably like the possibility of waiting a couple of days for withdrawals to reach your bank account.

Instant bank transfer

instant bank transfer logo

In many cases, Kiwis can deposit money directly from the bank to the casino account. The most significant disadvantage of using this banking method is a more prolonged wait for the funds to be transferred to a casino account and be able to play casino games.

See instant bank transfer casinos

Offline casino payments

Most casinos offer online payment alternatives despite players’ doubts over their benefits. Electronic checks, bank wire transfers, or Western Union can make payments.

However, these options require you to visit a bank to transfer funds. An ‘intermediate route’ may create some foul play, so you should take note.

The biggest problem is that making an online payment system takes time and is more cost-efficient and safe.

Western Union is an exception. They have developed an online payment application to send funds within minutes via mobile or desktop.

Deposit process at online casinos

Many top-rated casinos are available in New Zealand, making it a leading market for online gambling. Consequently, a wide variety of online payment options are available at local and international casino brands.

For most real money sites, making payments is a similar procedure. You should first ensure that your preferred payment method is available on the payment page.

If you’re considering withdrawing, use that option since some options are only available for deposits.

Regarding depositing methods, PaysafeCard is one of the best services. However, players cannot use it to withdraw, so you must find an alternative.

The time it takes to deposit using a credit card, debit card, or e-wallet is usually instant. Some deposit methods accept longer, such as checks and bank transfers.

The funds must appear in the casino’s account before they are available, and these two methods take a while.

Withdrawals at online casinos

Casinos in New Zealand offer numerous options for secure withdrawals. E-wallets are the fastest and most recommended are e-wallets, followed by credit and debit cards.

Transferring funds via bank takes up to seven business days. Casinos typically take from 24 hours to 28 days to process checks. Web wallets are the best option for withdrawals since payments are instant.

In contrast to bank accounts, there aren’t nearly as many factors that influence the speed of payments. Payments can be received instantly for up to 24 hours through eWallets, while banks must adhere to banking hours.

We recommend EcoPayz, Neteller, and Skrill when withdrawing funds. Using credit cards can sometimes take up to five business days.

Banking protocols primarily cause these delays. Visa, MasterCard, and Maestro are among the most popular credit cards.

How to pick the best internet casino banking method in NZ?

When you want to start playing at New Zealand online casinos, one of the essential factors for determining the quality of payment methods is the variety, types and possible fees.

safety measures of payment methods

The best online casino payment method is the one that is available both for deposit and withdrawal, has fast transaction time, and has no or low fees.

Below we have listed more standards that feature only the best casino payment methods:

1. Fast withdrawal time in casinos

If you win in casino games, your money should be in your bank account immediately after winning. Waiting for days doesn’t make sense, but it is common at many gambling sites.

All withdrawal times we stated in each of our casino reviews. However, the best online casinos provide fast payout online casino options to bring the money into your bank account in less than 24h.

Using e-wallets will give you instant withdrawal time after the casino approves your payout request. More factors include the speed of your payout. Specific solutions include slow withdrawals like bank transfer times taking weeks.

2. The minimum deposit at the casino

The biggest problem with some casinos is the minimum deposits required by the providers. Fortunately, most operators set minimal deposits like $5 New Zealand Dollars. Although this offers excellent opportunities to enjoy the game without spending enormous amounts, you could miss out on the fantastic casino bonuses.

3. Secure online banking

All the options we’ll discuss here are secured payment options. You can use either of these options when requesting a casino deposit or making a payout. These methods are available on all licensed gambling sites. Plus, all user information is secure by choosing recommended online banking methods.

4. Limits and fees for deposits and withdrawals

Depending on the deposit or withdrawal method you choose, a small fee may be required. So be aware and inform yourself about all banking method fees. Luckily, the most popular banking methods on the Internet do not charge or need any extra fees.

How do casinos handle withdrawals and deposits?

In most online casino accounts, your deposits are instantly available for gameplay. Unfortunately, this is never the case with withdrawals.

Depending on the payment option, it can take a few days to reach the account. Different casinos have different rules on how quickly withdrawals are handled. This information is available in our casino reviews.


Let’s take the Vegasoo casino, for example. Their withdrawal period is quite similar to other online casinos. Surprisingly, withdrawal processing time frames run from Monday to Friday.

Therefore, processing starts on Monday when you make a withdrawal request on Saturday. When you withdraw on Monday, the refund request is completed within one business day (24 hours).

The entire transaction is completed within seconds or three business days, depending on the method used. The fact that these withdrawals cannot occur immediately favours the gaming company as it allows players to cancel the withdrawal request and play more. 

How do we rate the best casino payment methods?

Suppose you have decided on a gaming site after comparing many. In that case, you will notice that you can choose between different deposit methods.

Having experienced specialized services, we have learned the importance of customer constraints. We recommend casinos with payment solutions that allow you to register and make withdrawal payments quickly and efficiently. All this is crucial for any customer interested in playing in an Online Casino, and so are we.

Recommended browsers

For the best and most secure user experience, we invite you always to use the latest version of recommended browsers. You should always use a supported browser with updated software to ensure secure communication between the bank and the user.

Here are the recommended browsers according to KiwiBank:

  • Google Chrome
  • Firefox
  • Safari
  • Microsoft Edge

Cookies and JavaScript must be enabled for most banks and online banking services.


All payment methods recommended here offer safe and secure depositing and withdrawing funds. The world’s leading casino operators use most of the casino deposit methods listed.

Assume you choose a payment method profiled at verified online casinos. In that case, you will use a legal process to fund your account. In addition, you should withdraw the same way you used for depositing to prevent money laundering.

Through our guide on this page, we have come up with the safest and most convenient Internet banking methods to accept in New Zealand.

Casino payment methods FAQs

What to consider before making a casino withdrawal

After completing registration at the casino, it is best to verify your identity and complete KYC protocols by uploading your ID issued by the government. It is a requirement to be fulfilled before making any withdrawal for the first time. On the contrary, if you do not verify your account, the casino will reject your withdrawal. Many players comment on casino forums claiming they won money at an online casino. Still, after making withdrawal requests, they received emails asking for identification. So they get a funny idea that the casino wants to make it impossible for them to pay. But that’s a myth. It’s essential to stick to the casino terms and conditions and fulfil the standard request for identification.

What is the best method for a deposit?

Some casino payment systems will help you decide which one is the best to use for making deposits. The available options are cash/credit cards, digital currency e-payment systems, bank cards, and online payment systems. However, it is all up to players’ choice.

Must the casino withdrawal method be the same as the deposit method?

If you want the quick withdrawal of your winnings, you should always plan to use the same method for deposit and withdrawal. Assume you’ll choose a different withdrawal method aside from the one used for the deposit. In that case, you will have to verify it again. It will take a few days to casino review your request, which will delay your payout.

How can I verify that my payment data is safe? 

To obtain a valid gambling license, the casino needs to provide security measures to keep their player’s accounts and money safe. It means that the casino must install an SSL certificate used in encrypting credit and debit card information and the names, addresses, and dates of birth of players. A gaming website must also have a regulated account where players can receive their winnings rather than use the money for the deposit.